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KLASS BANK

Build the right operating account structure

Compare straightforward operating banking, interest-bearing balances and accounts for more complex activity. Tell us how the business receives and uses money.

Compare your options ↓
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Find the arrangement that fits

Select an option to build your preparation list and a focused request to KLASS BANK.

Business operating account

Routine business activity

Keep trading receipts and business expenses together in an account for the legal entity. Match the account to transaction frequency, cash handling and the people authorised to use it.

What to compare and prepare

Review included transactions, excess-activity charges and cash-deposit arrangements.

  • Entity registration
  • owners and authorised signers
  • expected monthly activity

Interest-bearing business account

Retained operating balances

Discuss an operating account that also considers interest on eligible balances. Compare the likely balance with account charges and the business need for immediate liquidity.

What to compare and prepare

Confirm interest tiers, balance requirements and access arrangements.

  • Average and minimum balances
  • payment frequency
  • currencies and related accounts

Analysed business banking

Complex transaction activity

For businesses whose account structure and service use require a detailed cost review. Assess transaction volumes and treasury services together rather than selecting on a headline account fee.

What to compare and prepare

Request an account-analysis discussion covering service charges and applicable balance arrangements.

  • Recent activity summary
  • entities and accounts
  • cash handling and payment-service needs
Compare all options side by side
Compare the purpose and terms to review
OptionPrimary needTerms to review
Business operating accountRoutine business activityReview included transactions, excess-activity charges and cash-deposit arrangements.
Interest-bearing business accountRetained operating balancesConfirm interest tiers, balance requirements and access arrangements.
Analysed business bankingComplex transaction activityRequest an account-analysis discussion covering service charges and applicable balance arrangements.

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