KLASS BANK

Bring the operating model into the banking plan

Shape the relationship around how the organisation earns, spends and invests across its operating cycle.

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Find the arrangement that fits

Select an option to build your preparation list and a focused request to KLASS BANK.

Trade and distribution

Stock and receivables

Map supplier payments, inventory funding and customer collections across the trading cycle. Identify the currencies and delivery milestones that affect cash needs.

What to compare and prepare

Coordinate working capital, cross-border payments and reconciliation requirements.

  • Trading markets
  • payment terms
  • inventory cycle
  • receivables and funding peaks

Property and asset-intensive operations

Longer-lived assets

Explain the assets, project stages and cash flows behind the banking requirement. Separate development expenditure from ongoing operating obligations.

What to compare and prepare

Align funding tenor, security and payment milestones with the asset plan.

  • Asset schedule
  • project budget
  • expected cash flows
  • financing and ownership structure

Services and institutional operations

People and recurring obligations

Set out income sources, payroll and supplier cycles, and the governance requirements for account access and payments.

What to compare and prepare

Review authority, reporting and cash-flow continuity across the organisation.

  • Operating entities
  • receipt and payment cycles
  • user roles
  • reporting requirements
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Compare the purpose and terms to review
OptionPrimary needTerms to review
Trade and distributionStock and receivablesCoordinate working capital, cross-border payments and reconciliation requirements.
Property and asset-intensive operationsLonger-lived assetsAlign funding tenor, security and payment milestones with the asset plan.
Services and institutional operationsPeople and recurring obligationsReview authority, reporting and cash-flow continuity across the organisation.

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