.institutional-page{color:#09234f}.ir-hero{position:relative;min-height:340px;display:flex;align-items:center;isolation:isolate;background:#00175f;overflow:hidden}.ir-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}.ir-hero:before{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#001345f5,#001345d9 55%,#00134555);z-index:-1}.ir-hero>div{max-width:850px;padding:48px 40px;color:#fff}.ir-hero h1{color:#fff;font-size:clamp(32px,4vw,50px);line-height:1.08;margin:14px 0 22px;letter-spacing:-1px}.ir-hero p{font-size:19px;line-height:1.65;max-width:680px}.ir-hero .eyebrow{color:#edd8a9}.ir-nav{display:flex;flex-wrap:wrap;gap:12px;padding:20px 28px;border-bottom:1px solid #d7dfeb;background:#f3f6fa}.ir-nav a{display:flex;align-items:center;gap:10px;font-weight:700;min-height:44px;padding:10px 15px;text-decoration:none;border:1px solid #d7dfeb;background:#fff;border-radius:8px}.ir-nav svg,.ir-next svg{flex-shrink:0}.ir-reading{max-width:1080px;margin:auto;padding:14px 40px 36px;counter-reset:ir-section}.ir-section{padding:30px 0;border-bottom:1px solid #dce3ed;counter-increment:ir-section}.ir-section h2{font-size:clamp(24px,2.5vw,32px);line-height:1.2;max-width:760px;margin:8px 0 22px}.ir-section h2:before{content:counter(ir-section,decimal-leading-zero);display:block;font-size:12px;letter-spacing:2px;color:#a71322;margin-bottom:12px}.ir-section p{font-size:16px;line-height:1.85;color:#34465f;max-width:850px}.ir-section p strong{color:#071e50}.ir-section a{font-weight:700;text-underline-offset:4px}.ir-next{background:#00175f;color:#fff;padding:32px 40px;display:flex;gap:24px;align-items:center;justify-content:space-between}.ir-next h2{color:#fff;font-size:28px;margin:12px 0}.ir-next p{max-width:620px;line-height:1.65}.ir-next .eyebrow{color:#edd8a9}.ir-next a{display:flex;align-items:center;gap:10px;flex-shrink:0}.ir-form{padding:32px;max-width:960px;margin:0 auto}.ir-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.ir-form label{display:block;font-size:14px;font-weight:700;margin:0 0 18px}.ir-form input:not([type=checkbox]),.ir-form select,.ir-form textarea{display:block;width:100%;box-sizing:border-box;font:inherit;font-size:16px;min-height:48px;border:1px solid #bdc9da;border-radius:8px;padding:12px;margin-top:8px;background:#fff}.ir-form small{display:block;font-weight:400;line-height:1.6}.ir-form .ir-consent{display:flex;gap:12px;align-items:flex-start;font-weight:400;line-height:1.6}.ir-form .ir-consent input{margin-top:5px}.ir-form button{min-height:48px}.ir-form [role=status]{padding:16px;background:#eef4fb;line-height:1.7}.footer-columns{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:1000px){.ir-next{display:block}.ir-next a{display:inline-flex}.footer-columns{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:600px){.ir-hero>div{padding:32px 22px}.ir-hero p{font-size:17px}.ir-nav{padding:16px;display:grid}.ir-reading{padding:6px 22px 24px}.ir-next{padding:26px 22px}.ir-form{padding:24px 18px}.ir-form-grid{grid-template-columns:1fr;gap:0}.footer-columns{grid-template-columns:1fr}}